Free Furniture For Low Income Families

Providing Free Furniture For Low Income Families

Understanding Low Income Families

Low income families are people who live below the poverty line – they earn less than what is necessary to meet their basic needs. According to the U.S. Census, in 2019 the federal poverty line for a family of four was set at $25,750. This income level puts families between poverty and self-sufficiency.

The Difficulty in Affording Furniture

When living on a limited budget, furniture is often last on the list of necessary purchases. Low income households often tour apartment complexes with bare walls and floors as they can’t afford the extra expenses to furnish a space. This lack of furniture can significantly hurt the quality of life.

Help From Organizations

Fortunately, there are several different local and national organizations that work to provide furniture to those in need. Through private donations, grants, and partnerships with fellow non-profit organizations and businesses, these organizations aim to provide free furniture to people who need it most.

Local Organizations

Often these organizations are found at the city level and help make a meaningful impact to those who are living in poverty. Common charity organizations that help provide free furniture in various cities are Catholic Charities and The Salvation Army.

National Organizations

There are also some national organizations that provide furniture to families who are in need. For example, the National Furniture Bank Association works to provide gently used household furniture to those in need. Similarly, the 504 Loan Program provides long-term, low-interest emergency loans for people based on their need.

Partnerships with Businesses

Businesses also play a large role in helping those in need. Many furniture stores, such as Ikea, offer furniture recycling programs, which accept furniture regardless of age, condition, or type. These businesses often partner with non-profit organizations to donate furniture to people in need.


The need for furniture among current poverty levels is an immense issue and it takes a collective effort to provide relief to those who are in need. Organizations, like the ones mentioned, and businesses, like furniture stores, provide necessary relief for those in need of furniture.


U.S. Census Bureau Quick Facts: Poverty Status in 2019

McMahon Financial Group: Furniture for Low Income Families
National Furniture Bank Association

SBA: 504 Loan Program
Furniture: Free Furniture for Low Income Families

Free Furniture for Low Income Families

Finding Affordable Furniture

For families living on a budget, furnishing a home can be a challenge. Low income families may be unable to purchase expensive furniture due to their limited budget. Fortunately, there are many organizations, programs, and charities that provide furniture to those in need.

Government Programs and Charities

The U.S. Department of Housing and Urban Development (HUD) administers several programs to help low income families with furnishing their homes. Through HUD-approved organizations, families can gain access to furniture at discounted prices or even free of charge. To find out more about how to access these furniture programs, contact your local HUD office.

There are a variety of charities and faith-based organizations that offer furniture assistance to low income families and individuals. Organizations such as Furniture Banks in your area provide gently used furniture and sometimes new furniture at no cost or discounted prices. Additionally, some organizations offer furniture vouchers or cash assistance for the purchase of furniture.

Recycling and Thrift Shops

Many low income families cannot afford to buy new items or may not qualify for furniture assistance programs. Fortunately, there are many options for finding used furniture at a fraction of the cost. One option is to check yard sales, post ads on Craigslist or Freecycle, and monitor local classifieds.

Thrift stores are a great place to find used furniture at discounted prices. In addition to furniture, thrift stores often sell bedding, linens, and small home accessories. Another way to find affordable furniture is through online auction sites such as eBay or Amazon, where families can find a wide variety of furniture for sale.

DIY Solutions

DIY projects are a great way to save money on furniture. With some basic tools and supplies, a low income family can build furniture at no cost. Not only is this an economical solution, but it also allows families to customize their furniture to meet their individual needs.

Additional Resources

• Furniture Banks Mapping Project:
• U.S. Department of Housing and Urban Development:
• Thrift Store Finder:
• DIY Furniture Projects:

Free Furniture for Low Income Families

What Are Options for Low Income Families?

Living on a low income can put a strain on families, making it difficult to afford even basic items like furniture. Fortunately, there are several ways families in need can find free furniture or furnishings for their home.

Tax Credit Programs

In recent years, government tax credits have been made available to low-income families specifically for the purchase of furniture. This program, known as the Working Tax Credit, provides eligible households with up to $2,500 per year in tax credits they can use to purchase new furniture and household goods.


Nonprofit organizations like Salvation Army and Goodwill may offer free furniture for low-income families. Certain criteria must be met and approval may be difficult to obtain, so the process can take some time.

Furniture Banks

Another option for low income families is to contact a local furniture bank. These organizations solicit donations of furniture from individuals and retailers, allowing families in need to obtain basic home furnishings at no cost.


Crowdfunding platforms like Kickstarter and GoFundMe allow individuals to raise money for specific causes. Families who are in need of furniture could use these platforms to receive donations from friends and family, or even complete strangers.


In some cases, low-income families may be eligible for grants from the government or charitable organizations. These grants can be used for purchasing furniture and other household items.

Do Your Research

If you’re a low-income family in need of furniture, it can be helpful to do your research. Consider all your options, such as tax credits, charitable organizations, furniture banks, crowdfunding, and grants.

Working Tax Credit

Ministry of Housing, Communities & Local Government:

Charitable Organizations

Salvation Army:

Furniture Banks

National Furniture Bank Association:

Crowdfunding Platforms



U.S. Department of Housing and Urban Development:

Low Income Families and Furniture


Finding furniture for low income families can be an expensive and difficult proposition with the limited resources available. Furniture is an important element to home life, allowing for adequate seating, sleeping, and storage. From used to discounted to free furniture resources, this guide will provide an overview of ways to help low income families acquire furniture for their home.

Used Furniture

Used furniture stores provide an affordable and often dependable option for finding what is needed. It is important to know what to look for in used furniture and what to expect of the durability and quality of the piece. Local charities and thrift stores usually have gently used furniture at affordable prices, and often provide a warranty of some sort with purchase. This is a great way to support local charities while obtaining well made furniture.

Discounted Furniture

Discounted furniture stores offer a wide variety of furniture at considerable discounts. There are many options available, including furniture that is already discounted, and stores that offer coupon codes for an additional discount or free shipping. It is important to research and compare prices to ensure the best deal is found.

Government Support

Many government programs offer support for those in need to purchase furniture. Options range from grants, vouchers, and rent assistance to programs that provide discounts on certain furniture. It is important to research and review the requirements for eligibility, as well as the programs available based on location, to see what is available to low income families.


Local charities are a great resource for low income families, as many often provide furniture donations or financial aid to help purchase what is needed. It is important to research the charity and find out the most effective way to apply for aid or get furniture.


Finding furniture for low income families doesn’t have to be a difficult process. With many options available, there are ways to support local charities, get discounted furniture, and even receive government support for purchasing furniture. No matter what furniture is needed, there are resources to help find it and get it at a discounted price.


How Low-Income Families Can Find Free Furniture

Local Organizations

For families in need of furniture, local organizations are the most immediate source of support. Local organizations like churches, schools, or non-profits may offer furniture to low-income families. Applicants should contact their local organizations to find out what is available.

In-Kind Donations

Families can also find help through donations from individuals or corporations who choose to donate used or new furniture. Donors can choose to give furniture to any organization that helps to support low-income families, like churches, charities, or homeless shelters. These organizations will then disperse the furniture to families in need.

Government Assistance

The government may also offer assistance to help families find furniture. Local organizations can be great resources for finding out about any government-sponsored assistance programs, such as Section 8, that can help provide furniture to low-income families.

Discounted or Free Furniture Vouchers

Families who cannot afford to purchase furniture can find help from discounted or free furniture vouchers. These vouchers can be obtained from local housing departments, public charities, or non-profit organizations. The vouchers will provide discounts on furniture at participating shops or will provide free furniture.

Charities and Thrift Stores

Charities and thrift stores can also help low-income families find furniture. Many of these organizations will provide furniture to families in need at heavily discounted or even free prices. However, families should remember that the furniture will likely be used and not in perfect condition.

Families who are unable to find free furniture can look into reusing furniture by refinishing or upcycling old furniture. This allows families to find affordable furniture that will still look great in the home.



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